Pros and Cons of a Smart Car

When people are thinking about making an expensive buying decision, especially with something as new and unusual as the smart car, they often want to know the pros and cons of the various options they are considering. This article will examine the pros and cons of a smart car.

There is no doubt that the smart fortwo car has its passionate supporters. Before it arrived in the United States in 2007, it had already enjoyed wild success in Europe over several years. But with its small size, there are also a number of concerns.

Pros of a Smart Car

There are many benefits to be considered; don’t let its small size fool you!

  • Environmentally-friendly. Not only is this small car fuel-efficient, averaging around 40 mpg, but it has several other environmentally-friendly features as well. The smart fortwo car uses innovative energy-efficient and recyclable materials in its construction. In fact, 95% of the vehicle is recyclable and the dash material is made from recycled synthetics.
  • Easy to park and drive. The smart car has a very small footprint. At less than 9 feet long, it’s nearly 3 feet shorter than the already diminutive Mini Cooper. Of course, a big reason for that is that it’s only a 2-seater. But the short size means this car is super easy to park, especially in tight spots or short spots where other cars wouldn’t fit. It’s also got a great turning radius that makes it very maneuverable.
  • Appearance. No one can argue that the smart fortwo car is not unique in its design and appearance. See one, and you will never forget it, whether you like it or not! Many people’s first impression is that it is just so darn cute. When Mercedes Benz brought the smart fortwo car to the United States, they updated its image to be more cutting edge, with more chrome, a bit longer hood section and updated headlights and dashboard area. You can also change out the plastic body panels to give it a whole new color, or purchase a car wrap with some kind of unique print or design on it.
  • Safety design. Most people’s first reaction when they see this tiny car is something along the lines of, “How could such a small car be safe on the road” However, what make the smart car so unique is Mercedes Benz attention to safety. From the innovative tridion safety cell, a sort of safety cage, to its 4 airbags and advanced braking system, the smart car is built for safety. Crash tests have consistently proved Mercedes’ safety claims. Anecdotal evidence, as published on the safeandsmart.com website, also supports those claims.
  • Surprisingly roomy inside. Another surprising benefit of the smart car is its interior roominess. There is plenty of leg room for both driver and passenger. Head room is great too, with men as tall as 6’6″ fitting in the driver’s seat comfortably. The cargo area is also quite roomy for a small car. We fit a 50-pound black lab and 2 other dogs in our hatch when we go hiking. And we’ve toted home as many as 8 grocery bags and a case of soda when we go food shopping.
  • Perfect commuter car. The smart fortwo car was originally designed as a “city car” for crowded European city-dwellers, and that is its greatest value in the United States, as well. It makes a great commuter car, with its roominess, solid gas mileage and zippy performance on the roads, not to mention ease of parking.

Cons of a Smart Car

Of course, no car is perfect for everyone, and this one is no exception. It does have a few features that could be improved, as well as some aspects that just make it the wrong choice for certain people.

  • Size vs. other cars on the highway. Despite its considerable safety features, there is no question that the smart car is much smaller than just about every other vehicle on the highway. So, there is a good chance that if you are involved in an accident with a big SUV or truck, you might come out the loser. However, there are accounts of smart cars faring better than other larger vehicles in an accident. One advantage of its small footprint is that it might be able to avoid collisions that a larger vehicle could not.
  • No cruise control. As mentioned above, the smart car was designed as a commuter, in-town type of car. Perhaps that’s why, despite a number of other high-end features, it lacks a cruise control option. If you do plan to travel in it or your commute involves highway driving, chances are you are going to miss having cruise control.
  • Unusual transmission. Smart cars have what is termed an “automated manual transmission.” What that means is that you have an option between going completely automatic or using a modified manual transmission. Most people find that keeping it in automatic means slightly sluggish gear shifting. That is easily remedied, however, by switching to the automated manual mode. This is a clutch-less manual transmission, meaning you are in charge of using the stick shift or paddle shifters on the steering wheel to switch gears, but you don’t have to coordinate with a clutch. The manual mode is super easy to use, even if you’ve never driven a stick shift before, and provides for a much zippier gear-shifting experience.
  • Limited passenger seating and cargo space. Smart cars only have 2 seats – the driver’s seat and one passenger seat. So they’re not meant to be family cars. And while the cargo hatch area is surprisingly roomy, it is still less than 8 cubic feet. So you won’t be hauling any lumber or large pieces of furniture in it.
  • Gas mileage could be higher. For such a small car, you might expect the gas mileage to be much higher. However, the smart car was rated the most fuel-efficient gas-powered car in the United States by the EPA in 2010. And even at 40 MPG, it is considerably more fuel-efficient than most light trucks and SUVs on the road today.
  • Requires premium fuel. The smart car requires premium fuel, which can be pricey, because of its small engine size. Smaller engines tend to perform better with a higher grade of fuel. You might consider its gas mileage to be the trade-off for the pricier gas.

In weighing the pros of a smart car against the cons, I find the pros win. For what it’s designed to be — a commuter vehicle for 1 or 2 people — the smart car is a great value with many added benefits. Could it be better? Sure, as with most products, there is definitely room for improvement. But, if you want a forward-thinking, unique and fuel-efficient small car, then I would definitely encourage you to consider the smart fortwo car.

Essential Things to Change in Insurance Training

Insurance services use knowledge related to finance, regulations, analytics in general and everything else in specific. For example, take project insurance. The insurer needs to evaluate various risks associated with the project. He should be able to make use of project management documents to understand the measures being taken by managers to manage the risks identified by them. He should be able to assess loss in case of claim. He need to use the knowledge of project management techniques in project insurance.

Again, if it is agriculture insurance, an insurer has to get idea about the crop yield, soil quality, farming practices etc. To do a meaningfulful insurance. So, knowledge of agriculture science need to be applied. Since insurance extends its services to every possible activities in the world or even in space, it has the potential to use every kind of knowledge.

Knowledge gained by insurance professionals during training are to be used. They are not for answering few questions in examination and then forgetting them. There is no end of values ​​that insurance service can add in risk management in any kind of activities. And that is through the use of knowledge related to risk management techniques and also the knowledge related to activities. It may not be expected that every insurance professional will gain knowledge of every activity. But, he will do better if he is able to identify what knowledge to be used from where. This where can be external too.

There can be such training courses that are related to existing practices. But these are at the most basic level. It makes sense if there is a need of organized training on existing practices. There are regular changes in standards, regulations, etc. That may create a need for organized training to make them known to insurance professionals in formal way.

However, since Insurance service by nature is futuristic, there has to be an emphasis on such topics that empowers the professionals to understand the future in scientific way with greater nuance. Such training prepares insurance professionals to go much deep in their profession and make the profession richer.

So, one thing that definitely need to be in the insurance related training is something about the future, something latest, something new, something that make the participants come out from the routine thinking and dive deep into topics related to finance, regulations and analytics or Related to the special area of ​​insurance.

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The History of Online Shopping

The internet is a fantastic and useful tool. With a click of our mouse we can read today’s news, play an online game and if we wish shop to our hearts content. But when did it all start? What is the history of Online Shopping and what does it mean to shop online?

Online shopping is the process a customer takes to purchase a service or product over the internet. In other words a consumer may at his or her leisure buy from the comfort of their own home products from an online store. This concept was first demonstrated before the World Wide Web was in use with real time transaction processed from a domestic television! The technology used was called Videotext and was first demonstrated in 1979 by M. Aldrick who designed and installed systems in the UK. By 1990 T. Berners-Lee created the first WWW server and browser, and by 1995 Amazon expanded its online shopping experiences.

The history of Online Shopping is amazing. Gone are the days of waiting in traffic and working our way through overcrowded stores. All we need is a computer, bank account, debit or credit card and voila freedom! From books, to cosmetics, clothing and accessories to name a few, shopping online is the answer to the 21st century. Simply find the website that offers the objects of your desire, price and delivery terms and in a matter of a few days your purchase is at your door. The advantages and convenience are obviously predictable as we are offered a broader selection, competitive pricing and a greater access to information in regards to our purchase. Online stores are usually available on a 24 hour basis, and permit consumers to shop at their leisure without any traveling and outside regular business hours!

Another point to take into consideration is that when the internet was first conceived it was not with the ideal that it would change the way we shop. On the contrary the web was created as a tool for communicating, which in time let to the convenience of shopping virtually. The history of online shopping by itself symbolizes the change in our society and has by now become a service used by business and regular shopper all over the world.

Shopping online is easy, fun and secure and has for many taken the place of the Saturday afternoon window shopping at the mail. Still considered as a fairly recent phenomenon, online shopping has without a doubt made the life of countless consumers easier and more convenient. May it be for a home loan, buying car or ordering your weekly groceries, the web has forever changed our outlook on shopping.

The history of online shopping shows to all that a good idea, great presentation, and a desire to offer the best to your customers can make a dream come true. Now considered tried and true, it will be interesting in the next 20 years or so to see where the History on online shopping will take us!